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Business Checking

Gives you convenient ways to handle your funds, make the most of your excess balance, and enjoy competitive rates.

How to open a Small Business Checking account:

  • Visit any of our three convenient locations
  • Available to sole proprietorships, non-profits, or government agencies
  • No minimum deposit to open
  • Fee is $5.00 per statement cycle plus 15¢ per check item cleared.

What you receive:

  • Free banking by phone
  • Free banking over the Internet, including Bill Pay
  • Overdraft Protection available with credit approval
  • Pays tiered interest rates on all funds*
  • Free ATM transactions at Citizens Bank ATM’s
  • Visa®/MasterCard® merchant services available
  • Cash Management available
  • Citizens Bank of Ashville E-Checking accounts available to your employees with payroll Direct Deposit services.

*Rates are subject to change without notice