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smarter way to borrow

Get money fast, deposited right to your bank.

Get money fast, deposited right to your bank.
How much are you looking to borrow?
$

Or select a common amount:

What is your name?

"Enter your full legal name, our lenders need to verify your identity."

A Helpful Tip!

What is your date of birth?

"Your date of birth is needed to verify your identity."

A Helpful Tip!

What is your email address?

"Provide the email address where you would like to receive your loan request confirmation."

A Helpful Tip!

Today, you have a very high chance of getting a offer with us of:

94% ?

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We may already have your file
in our lending network.

What is your phone number?

"Your loan request may need final confirmation by phone before funding."

A Helpful Tip!

By providing your number and clicking “Continue”, you consent to receive calls, texts and pre-recorded messages from citizensbankashville.com, its Lending Partners and/or Network Partners.**

What is your home address?

"We need to know where you are when requesting a loan."

A Helpful Tip!

How much credit card debt do you currently have?

“EXPAND your request to INCLUDE additional financial options that specialize in consolidating unsecured debt.”

A Helpful Tip!

How long have you lived at your home?

"Tell us how long you have lived at your current residence."

A Helpful Tip!

Are You a Home Owner?

"You maybe eligible for better rates & terms!"

A Helpful Tip!

What is your gross monthly income?

"Our lenders need your income before taxes to approve your loan."

A Helpful Tip

List your total available income including wages, retirement, investments, and rental properties. You are not required to disclose income that is alimony, child support or separate maintenance unless you want to use that income to qualify for a loan. If applicable, include self-employment salary. For total compensation earning, provide an annual average. Increase non-taxable income/benefits by 25%

How frequently do you get paid?

"Our lenders need your income frequency to approve your loan."

A Helpful Tip!

Are you an active-duty military member?

"Only click yes if you are an active-duty service member."

A Helpful Tip!

What is your current income source?

"Your employment will help you get approved for your loan."

A Helpful Tip!

What is the name of your employer?

"Our lenders need a bit more details regarding your employment."
If Benefits type "Benefits" for employer name

A Helpful Tip!

How long have you been employed?

"Our lenders need a bit more details regarding your employment."
If on Benefits, how long?

A Helpful Tip!

What is your work phone number?

"This number is mandatory for most lenders. Our lenders will NEVER contact your employer to disclose your loan inquiry."
If on Benefits, enter your providers number.

A Helpful Tip!
Skip Step

What is your Driver's License or State ID Number?

"Your driver's license/ID number is used to verify your identity and prevent fraud."

A Helpful Tip!
Skip Step

What is your Social Security Number?

What type of Bank Account do you have?

"Lenders are significantly more likely to fund checking accounts than savings accounts."

A Helpful Tip!

How long have you had this bank account for?

"Let us know how long you’ve had your bank account for."

A Helpful Tip!

Do you have direct deposit?

"Lenders are significantly more likely to fund accounts with direct deposit."

A Helpful Tip!

What is your credit score?

"Please estimate your credit score or check your score below."

A Helpful Tip!

What is your reason for seeking a loan?

"To point you in the right direction, tell us the reason for your loan."

A Helpful Tip!

What bank account would you like your loan deposited to?

A smarter way to borrow

Get cash quickly, deposited directly into your bank account.

Start Your Request

APR from 6.99% to 35.99% for qualified borrowers.
Flexible repayment terms: 3 months up to 24 months.

Citizens Gateway Bank

Finding the right loan has never been easier

We know every need is unique, which is why we offer a range of loan options to fit your situation.

Personal Loans
Personal
Loans
Personal Loans
Bad Credit
Loans
Personal Loans
Emergency
Loans
Personal Loans
Cash Advance
Loans
Personal Loans
Debt
Consolidation

Get the funds you need in just three simple steps

1.

Submit your request

Complete our fast, secure online form in just 2 minutes.

2.

Review lender offers

We connect you with top lenders who consider all credit scores—from no rating to excellent.

3.

Receive your funds

Choose your lender and get your money, often the same day.

Borrowing made quick, transparent, and tailored to your needs—so you can focus on what matters most.

Let Us Answer Your Questions

Get clear answers to the most common questions about personal loans.
We’re here to help!

A personal loan lets you borrow up to $5,000 for a variety of purposes, such as home improvements, vehicle repairs, luxury purchases, or other large expenses. Loan terms can range up to 180 days, depending on the lender. Our simple online form only asks for your basic information and where you’d like the funds sent—no long questionnaires required!

  • Must be at least 18 years old.
  • Must be a U.S. citizen or permanent resident.
  • Must be employed or have a steady income.
  • Must have a bank account to receive the funds (direct deposit preferred).

Citizens Gateway Bank services are always free of charge. However, lenders may charge fees or interest. They are required to provide full disclosure of all loan terms before you sign. Always read your loan agreement carefully.

The Annual Percentage Rate (APR) measures the cost of credit as a yearly rate. APRs start from 5.99% up to 35.99%, depending on the lender. Personal loans have a minimum repayment period of 91 days and a maximum of 72 months. Terms may vary, so read your loan agreement carefully before accepting an offer.

Repayment details vary by lender. Please refer to your loan agreement for exact instructions and schedules.

Your privacy is important to us. Our website uses industry-standard encryption to keep your data safe from third parties. You can also review our Privacy Policy for more details.

One click.
One form.
That Simple.

Get fast, secure, and personalized loan options in just minutes.