Our Premier Checking combines a package of banking services with interest paid on the entire account balance, the higher the balance the greater the reward.

What you will receive when opening a Premier Checking account:

• Unlimited check writing
• ATM or Debit card*
• Interest paid, based on your account balance, tiered levels
• Free banking over the internet, including Bill Pay
• Free banking by phone
• Free personalized checks
• No annual fee for Home Equity Line of Credit
• No fee for Notary Service and Money Orders
• Bounce Protection**
• Overdraft Protection, with credit approval***
• 4 free withdrawals at other banks' ATM's each statement cycle****

How to open account:

• Visit any of our three convenient locations
• Open with a minimum balance of $1,500.00
• Pay a monthly fee of $12.00, no fee when your balance remains over $5,000.00 or your combined deposits and loans are $10,000.00 or more

All fees are subject to change without notice.

*Available for most accounts, subject to approval, must complete application.

**Your available balance may include Bounce Protection, your overdraft privilege amount. Should you overdraw your account by check, debit, or electronic payment you will be charged $34.00 per transaction and you must bring your account to a positive balance within 30 days. We are not obligated to pay any item presented for payment if your account does not contain sufficient funds.

***Contact a loan officer and ask about our Overdraft Protection, credit approval required.

****Other banks may charge a usage fee.