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Our On the House Checking gives
you special pricing on a number of key banking products and services and waives
the monthly fee for customers with a Citizens Bank of Ashville
mortgage.
What you will receive when
opening an On the House Checking account:
-
Unlimited check
writing
-
ATM or Debit
card*
-
Free banking over the
internet, including Bill Pay
-
Free banking by
phone
-
No annual fee for Home Equity
Line of Credit
-
No processing fee for Home
Equity term loan
-
First 200 personalized checks
free
-
Bounce
Protection**
-
Overdraft Protection, with
credit approval***
How to open account:
-
Visit any of our three
convenient locations
-
Open with a minimum balance
of $50.00
-
Pay a monthly fee of $8.00,
no fee when your balance remains over $1,000.00, your combined deposits and
loans are $5,000.00 or more, or you have a Citizens Bank of Ashville mortgage
with automatic payments from this account
All fees are subject to change without
notice.
*Available for most accounts, subject to approval, must complete
application.
**Your available balance may include Bounce Protection, your
overdraft privilege amount. Should you overdraw your account by check, debit, or
electronic payment you will be charged $34.00 per transaction and you must bring
your account to a positive balance within 30 days. We are not obligated to pay
any item presented for payment if your account does not contain sufficient
funds.
***Contact a loan officer and ask about our Overdraft
Protection, credit approval required.
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