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E-Checking
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September 9, 2010
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Our E-Checking offers you great convenience so that you can bank anytime, anyplace, electronically.

What you will receive when opening an E-Checking account:

  • Interest on balances over $2,500
  • ATM or Debit card*
  • 10 free checks a month, $.25 per check over 10
  • Free banking over the Internet, including Bill Pay
  • View electronic images of your canceled checks
  • Free banking by phone
  • Bounce Protection**
  • Overdraft Protection, with credit approval***

How to open account:

  • Visit any of our three convenient locations
  • Open with a minimum balance of $50.00
  • Direct deposit of checks or through the ATM
  • Agree to an electronic monthly statement only

All fees are subject to change without notice, all rates are subject to change without notice.

*Available for most accounts, subject to approval, must complete application.

**Your available balance may include Bounce Protection, your overdraft privilege amount. Should you overdraw your account by check, debit, or electronic payment you will be charged $34.00 per transaction and you must bring your account to a positive balance within 30 days. We are not obligated to pay any item presented for payment if your account does not contain sufficient funds.

***Contact a loan officer and ask about our Overdraft Protection, credit approval required.

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