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Access Checking
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March 18, 2010
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This account gives you all the Access you want and need to manage your money.

What you will receive when opening an Access account:

  • Unlimited check writing
  • ATM or Debit card*
  • Free banking over the internet, including Bill Pay
  • Free banking by phone
  • First 200 personalized checks free
  • Bounce Protection**
  • Overdraft Protection, with credit approval***

How to open account:

  • Visit any of our three convenient locations
  • Open with a minimum balance of $50.00
  • Pay a monthly service fee of $3.50

All fees are subject to change without notice.

*Available for most accounts, subject to approval, must complete application.

**Your available balance may include Bounce Protection, your overdraft privilege amount. Should you overdraw your account by check, debit, or electronic payment you will be charged $34.00 per transaction and you must bring your account to a positive balance within 30 days. We are not obligated to pay any item presented for payment if your account does not contain sufficient funds.

***Contact a loan officer and ask about our Overdraft Protection, credit approval required.

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