Gives you convenient ways to handle your funds, make the most of your excess balance, and enjoy competitive rates.

How to open a Small Business Checking account:

• Visit any of our three convenient locations
• Available to sole proprietorships, non-profits, or government agencies
• No minimum deposit to open
• Fee is $5.00 per statement cycle plus 15¢ per check item cleared.
  

What you receive:

• Free banking by phone
• Free banking over the Internet, including Bill Pay
• Overdraft Protection available with credit approval
• Pays tiered interest rates on all funds*
• Free ATM transactions at Citizens Bank ATM's
• Visa®/MasterCard® merchant services available
• Cash Management available
• Citizens Bank of Ashville E-Checking accounts available to your employees with payroll Direct Deposit services.

*Rates are subject to change without notice